Sound Financial Bancorp Inc
Research Sound Financial Bancorp Inc (SFBC) on Bullrun: valuation model: 10.0% overvalued, market cap USD 109.19M, P/E 13.7, dividend yield 1.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSFBC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal10.0% overvalued
- Market capUSD 109.19M
- P/E13.7
- Dividend yield1.9%
- Financial periodQ2 2026
- RevenueUSD 11.00M
- Net incomeUSD 2.52M
- Free cash flowUSD 166.00K
Valuation Snapshot
Bullrun's latest valuation model marks Sound Financial Bancorp Inc as 10.0% overvalued; latest market cap is USD 109.19M; P/E is 13.7; dividend yield is 1.9%.
Peer valuation comparison
Latest P/E is 13.66x versus a Financial Services sector median of 13.41x.
Latest dividend yield is 1.92% versus a Financial Services sector median of 3.66% (47.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 38.85M | USD 7.16M | USD 6.99M | n/a | 2.77 | USD 138.45M | USD 21.47M | USD 109.40M |
| FY2024 | USD 35.69M | USD 4.64M | USD 2.86M | n/a | 1.8 | USD 43.64M | USD 40.77M | USD 103.67M |
| FY2023 | USD 38.84M | USD 7.44M | USD 6.44M | n/a | 2.86 | USD 49.69M | USD 56.54M | USD 100.65M |
| FY2022 | USD 39.88M | USD 8.80M | USD 9.66M | n/a | 3.35 | USD 57.84M | USD 60.12M | USD 97.71M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 109.19M | 13.7 | 1.9% | 0.82 |
| 2025 | 2025-12-31 | USD 103.87M | 15.8 | 1.7% | 0.76 |
| 2024 | 2024-12-31 | USD 125.67M | 29.4 | 1.4% | 0.76 |
| 2023 | 2023-12-29 | USD 93.84M | 11.1 | 1.9% | 0.74 |
| 2022 | 2022-12-30 | USD 101.46M | 13.3 | 2.0% | 0.78 |
| 2021 | 2021-12-31 | USD 115.01M | 12.6 | 1.8% | 0.78 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.82 USD, yield 1.9%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.76 USD |
| FY2024 | 0.76 USD |
| FY2023 | 0.74 USD |
| FY2022 | 0.78 USD |
About Sound Financial Bancorp Inc
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit;
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Frequently asked questions
Is Sound Financial Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Sound Financial Bancorp Inc as 10.0% overvalued.
What is Sound Financial Bancorp Inc's market cap?
Sound Financial Bancorp Inc's market capitalization is USD 109.19M.
What is Sound Financial Bancorp Inc's P/E ratio?
Sound Financial Bancorp Inc's price-to-earnings (P/E) ratio is 13.7.
Does Sound Financial Bancorp Inc pay a dividend?
Sound Financial Bancorp Inc has a dividend yield of 1.9%.
What does Sound Financial Bancorp Inc do?
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit.