Shore Bancshares Inc
Research Shore Bancshares Inc (SHBI) on Bullrun: valuation model: 3.1% overvalued, market cap USD 771.92M, P/E 11.7, dividend yield 1.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSHBI
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal3.1% overvalued
- Market capUSD 771.92M
- P/E11.7
- Dividend yield1.7%
- Financial periodQ2 2026
- RevenueUSD 61.75M
- Net incomeUSD 18.87M
- Free cash flowUSD 7.01M
Valuation Snapshot
Bullrun's latest valuation model marks Shore Bancshares Inc as 3.1% overvalued; latest market cap is USD 771.92M; P/E is 11.7; dividend yield is 1.7%.
Peer valuation comparison
Latest P/E is 11.68x versus a Financial Services sector median of 13.84x (15.6% below).
Latest dividend yield is 1.65% versus a Financial Services sector median of 3.86% (57.2% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 20.85M | USD 59.51M | USD 59.22M | n/a | 1.78 | USD 355.57M | USD 89.06M | USD 589.87M |
| FY2024 | USD 20.91M | USD 43.89M | USD 41.66M | n/a | 1.32 | USD 459.85M | USD 73.72M | USD 541.07M |
| FY2023 | USD 18.34M | USD 11.23M | USD 16.76M | n/a | 0.42 | USD 372.41M | USD 72.67M | USD 511.14M |
| FY2022 | USD 15.34M | USD 31.18M | USD 50.23M | n/a | 1.57 | USD 55.50M | USD 43.07M | USD 364.29M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 771.92M | 11.7 | 1.6% | 0.38 |
| 2025 | 2025-12-31 | USD 590.75M | 9.9 | 2.7% | 0.48 |
| 2024 | 2024-12-31 | USD 528.32M | 12.0 | 3.0% | 0.48 |
| 2023 | 2023-12-29 | USD 472.33M | 21.6 | 3.4% | 0.48 |
| 2022 | 2022-12-30 | USD 346.25M | 13.3 | 2.8% | 0.48 |
| 2021 | 2021-12-31 | USD 412.99M | 17.0 | 2.3% | 0.48 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.38 USD, yield 1.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.48 USD |
| FY2024 | 0.48 USD |
| FY2023 | 0.48 USD |
| FY2022 | 0.48 USD |
About Shore Bancshares Inc
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services.
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Frequently asked questions
Is Shore Bancshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks Shore Bancshares Inc as 3.1% overvalued.
What is Shore Bancshares Inc's market cap?
Shore Bancshares Inc's market capitalization is USD 771.92M.
What is Shore Bancshares Inc's P/E ratio?
Shore Bancshares Inc's price-to-earnings (P/E) ratio is 11.7.
Does Shore Bancshares Inc pay a dividend?
Shore Bancshares Inc has a dividend yield of 1.7%.
What does Shore Bancshares Inc do?
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services.