Southern Missouri Bancorp Inc
Research Southern Missouri Bancorp Inc (SMBC) on Bullrun: valuation model: 23.2% undervalued, market cap USD 814.93M, P/E 11.5, dividend yield 1.4%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSMBC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal23.2% undervalued
- Market capUSD 814.93M
- P/E11.5
- Dividend yield1.4%
- Financial periodQ1 2026
- RevenueUSD 50.25M
- Net incomeUSD 67.35M
- Free cash flowUSD 89.94M
Valuation Snapshot
Bullrun's latest valuation model marks Southern Missouri Bancorp Inc as 23.2% undervalued; latest market cap is USD 814.93M; P/E is 11.5; dividend yield is 1.4%.
Peer valuation comparison
Latest P/E is 11.52x versus a Financial Services sector median of 13.84x (16.8% below).
Latest dividend yield is 1.37% versus a Financial Services sector median of 3.86% (64.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 192.39M | USD 58.58M | USD 75.29M | n/a | 5.18 | USD 192.86M | USD 125.28M | USD 544.69M |
| FY2024 | USD 171.80M | USD 50.18M | USD 61.22M | n/a | 4.42 | USD 60.90M | USD 130.25M | USD 488.75M |
| FY2023 | n/a | USD 39.24M | USD 55.98M | n/a | 3.85 | USD 53.98M | USD 136.17M | USD 446.06M |
| FY2022 | n/a | USD 47.17M | USD 62.73M | n/a | 5.21 | USD 86.79M | USD 61.01M | USD 320.77M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 814.93M | 11.5 | 1.4% | 1.02 |
| 2025 | 2025-12-31 | USD 658.76M | 10.2 | 1.6% | 0.96 |
| 2024 | 2024-12-31 | USD 646.97M | 12.5 | 1.5% | 0.88 |
| 2023 | 2023-12-29 | USD 605.26M | 13.3 | 1.6% | 0.84 |
| 2022 | 2022-12-30 | USD 422.97M | 9.5 | 1.8% | 0.82 |
| 2021 | 2021-12-31 | USD 463.20M | 9.3 | 1.4% | 0.72 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.02 USD, yield 1.4%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.92 USD |
| FY2024 | 0.84 USD |
| FY2023 | 0.84 USD |
| FY2022 | 0.8 USD |
About Southern Missouri Bancorp Inc
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans.
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Frequently asked questions
Is Southern Missouri Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Southern Missouri Bancorp Inc as 23.2% undervalued.
What is Southern Missouri Bancorp Inc's market cap?
Southern Missouri Bancorp Inc's market capitalization is USD 814.93M.
What is Southern Missouri Bancorp Inc's P/E ratio?
Southern Missouri Bancorp Inc's price-to-earnings (P/E) ratio is 11.5.
Does Southern Missouri Bancorp Inc pay a dividend?
Southern Missouri Bancorp Inc has a dividend yield of 1.4%.
What does Southern Missouri Bancorp Inc do?
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans.