Southern Missouri Bancorp Inc
Research Southern Missouri Bancorp Inc (SMBC) on Bullrun: valuation model: 0.9% overvalued, market cap USD 775.84M, P/E 11.0, dividend yield 1.5%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSMBC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal0.9% overvalued
- Market capUSD 775.84M
- P/E11.0
- Dividend yield1.5%
- Financial periodFY2026
- RevenueUSD 200.65M
- Revenue growth9.9%
- Net incomeUSD 71.84M
- Free cash flowUSD 76.56M
Valuation Snapshot
Bullrun's latest valuation model marks Southern Missouri Bancorp Inc as 0.9% overvalued; latest market cap is USD 775.84M; P/E is 11.0; dividend yield is 1.5%.
Peer valuation comparison
Latest P/E is 10.96x versus a Financial Services sector median of 13.41x (18.3% below).
Latest dividend yield is 1.47% versus a Financial Services sector median of 3.66% (59.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2026 | USD 200.65M | USD 71.84M | USD 76.56M | n/a | n/a | USD 90.97M | USD 146.19M | USD 590.68M |
| FY2025 | USD 182.60M | USD 58.58M | USD 75.29M | n/a | 5.18 | USD 192.86M | USD 127.26M | USD 544.69M |
| FY2024 | USD 164.33M | USD 50.18M | USD 61.22M | n/a | 4.42 | USD 60.90M | USD 125.21M | USD 488.75M |
| FY2023 | USD 152.95M | USD 39.24M | USD 55.98M | n/a | 3.85 | USD 53.98M | USD 156.62M | USD 446.06M |
| FY2022 | USD 124.77M | USD 47.17M | USD 62.73M | n/a | 5.21 | USD 86.79M | USD 61.01M | USD 320.77M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 775.84M | 11.0 | 1.4% | 1.02 |
| 2025 | 2025-12-31 | USD 658.76M | 10.2 | 1.6% | 0.96 |
| 2024 | 2024-12-31 | USD 646.97M | 12.5 | 1.5% | 0.88 |
| 2023 | 2023-12-29 | USD 605.26M | 13.3 | 1.6% | 0.84 |
| 2022 | 2022-12-30 | USD 422.97M | 9.5 | 1.8% | 0.82 |
| 2021 | 2021-12-31 | USD 463.20M | 9.3 | 1.4% | 0.72 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.02 USD, yield 1.5%.
| Year | Dividends/share |
|---|---|
| FY2026 | 0.77 USD |
| FY2025 | 0.92 USD |
| FY2024 | 0.84 USD |
| FY2023 | 0.84 USD |
| FY2022 | 0.8 USD |
About Southern Missouri Bancorp Inc
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans.
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Frequently asked questions
Is Southern Missouri Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks Southern Missouri Bancorp Inc as 0.9% overvalued.
What is Southern Missouri Bancorp Inc's market cap?
Southern Missouri Bancorp Inc's market capitalization is USD 775.84M.
What is Southern Missouri Bancorp Inc's P/E ratio?
Southern Missouri Bancorp Inc's price-to-earnings (P/E) ratio is 11.0.
Does Southern Missouri Bancorp Inc pay a dividend?
Southern Missouri Bancorp Inc has a dividend yield of 1.5%.
What does Southern Missouri Bancorp Inc do?
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans.