SR Bancorp Inc
Research SR Bancorp Inc (SRBK) on Bullrun: valuation model: 18.7% overvalued, market cap USD 135.98M, P/E 42.3, dividend yield 1.2%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSRBK
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal18.7% overvalued
- Market capUSD 135.98M
- P/E42.3
- Dividend yield1.2%
- Financial periodQ1 2026
- RevenueUSD 8.36M
- Net incomeUSD 886.00K
- Free cash flowUSD 1.88M
Valuation Snapshot
Bullrun's latest valuation model marks SR Bancorp Inc as 18.7% overvalued; latest market cap is USD 135.98M; P/E is 42.3; dividend yield is 1.2%.
Peer valuation comparison
Latest P/E is 42.34x versus a Financial Services sector median of 13.41x (215.8% above).
Latest dividend yield is 1.18% versus a Financial Services sector median of 3.66% (67.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 33.32M | USD 5.14M | USD 4.23M | n/a | 0.61 | USD 57.78M | USD 30.00M | USD 193.78M |
| FY2024 | USD 26.88M | -USD 10.86M | -USD 2.84M | n/a | -1.59 | USD 45.91M | USD 0 | USD 199.48M |
| FY2023 | USD 14.96M | USD 1.55M | USD 1.80M | n/a | 0.16 | USD 42.45M | USD 20.00M | USD 122.08M |
| FY2022 | USD 13.25M | USD 1.87M | USD 708.00K | n/a | 0.2 | USD 35.34M | n/a | USD 118.23M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 135.98M | 42.3 | 1.2% | 0.22 |
| 2025 | 2025-12-31 | USD 122.26M | 43.7 | 1.3% | 0.2 |
| 2024 | 2024-12-31 | USD 101.86M | 148.9 | n/a | n/a |
| 2023 | 2023-12-29 | USD 83.64M | n/a | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.22 USD, yield 1.2%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.1 USD |
About SR Bancorp Inc
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the United States. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposits, as well as business checking accounts for small businesses.
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Frequently asked questions
Is SR Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks SR Bancorp Inc as 18.7% overvalued.
What is SR Bancorp Inc's market cap?
SR Bancorp Inc's market capitalization is USD 135.98M.
What is SR Bancorp Inc's P/E ratio?
SR Bancorp Inc's price-to-earnings (P/E) ratio is 42.3.
Does SR Bancorp Inc pay a dividend?
SR Bancorp Inc has a dividend yield of 1.2%.
What does SR Bancorp Inc do?
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the United States. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposits, as well as business checking accounts for small businesses. The company also provides loans, such as residential, commercial real estate, multi-family, commercial and industrial, and consumer loans.