S & T Bancorp Inc
Research S & T Bancorp Inc (STBA) on Bullrun: valuation model: 9.2% overvalued, market cap USD 1.76B, P/E 13.3, dividend yield 2.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSTBA
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal9.2% overvalued
- Market capUSD 1.76B
- P/E13.3
- Dividend yield2.9%
- Financial periodQ2 2026
- RevenueUSD 105.24M
- Net incomeUSD 36.64M
- Free cash flowUSD 26.96M
Valuation Snapshot
Bullrun's latest valuation model marks S & T Bancorp Inc as 9.2% overvalued; latest market cap is USD 1.76B; P/E is 13.3; dividend yield is 2.9%.
Peer valuation comparison
Latest P/E is 13.3x versus a Financial Services sector median of 13.84x (3.8% below).
Latest dividend yield is 2.93% versus a Financial Services sector median of 3.86% (24.0% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 402.12M | USD 134.23M | USD 128.85M | n/a | 3.49 | USD 163.44M | USD 165.00M | USD 1.46B |
| FY2024 | USD 383.89M | USD 131.27M | USD 170.43M | n/a | 3.41 | USD 244.82M | USD 150.00M | USD 1.38B |
| FY2023 | n/a | USD 144.78M | USD 166.24M | n/a | 3.74 | USD 233.61M | USD 415.00M | USD 1.28B |
| FY2022 | n/a | USD 135.52M | USD 236.66M | n/a | 3.46 | USD 210.01M | USD 370.00M | USD 1.18B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.76B | 13.3 | 2.9% | 1.46 |
| 2025 | 2025-12-31 | USD 1.47B | 11.2 | 3.5% | 1.38 |
| 2024 | 2024-12-31 | USD 1.46B | 11.2 | 3.5% | 1.33 |
| 2023 | 2023-12-29 | USD 1.28B | 8.8 | 3.9% | 1.29 |
| 2022 | 2022-12-30 | USD 1.33B | 11.4 | 3.5% | 1.2 |
| 2021 | 2021-12-31 | USD 1.24B | 11.2 | 3.6% | 1.13 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.46 USD, yield 2.9%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.38 USD |
| FY2024 | 1.33 USD |
| FY2023 | 1.29 USD |
| FY2022 | 1.2 USD |
About S & T Bancorp Inc
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions.
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Frequently asked questions
Is S & T Bancorp Inc overvalued or undervalued?
Bullrun's valuation model currently marks S & T Bancorp Inc as 9.2% overvalued.
What is S & T Bancorp Inc's market cap?
S & T Bancorp Inc's market capitalization is USD 1.76B.
What is S & T Bancorp Inc's P/E ratio?
S & T Bancorp Inc's price-to-earnings (P/E) ratio is 13.3.
Does S & T Bancorp Inc pay a dividend?
S & T Bancorp Inc has a dividend yield of 2.9%.
What does S & T Bancorp Inc do?
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions.