Trico Bancshares
Research Trico Bancshares (TCBK) on Bullrun: valuation model: 20.5% undervalued, market cap USD 1.72B, P/E 12.9, dividend yield 2.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerTCBK
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal20.5% undervalued
- Market capUSD 1.72B
- P/E12.9
- Dividend yield2.7%
- Financial periodQ2 2026
- RevenueUSD 109.83M
- Net incomeUSD 34.17M
- Free cash flowUSD 23.24M
Valuation Snapshot
Bullrun's latest valuation model marks Trico Bancshares as 20.5% undervalued; latest market cap is USD 1.72B; P/E is 12.9; dividend yield is 2.7%.
Peer valuation comparison
Latest P/E is 12.92x versus a Financial Services sector median of 13.84x (6.6% below).
Latest dividend yield is 2.67% versus a Financial Services sector median of 3.86% (30.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 53.45M | USD 121.56M | USD 127.93M | n/a | 3.7 | USD 157.01M | USD 80.23M | USD 1.33B |
| FY2024 | USD 51.33M | USD 114.87M | USD 105.15M | n/a | 3.46 | USD 144.96M | USD 216.24M | USD 1.22B |
| FY2023 | USD 50.09M | USD 117.39M | USD 134.00M | n/a | 3.52 | USD 98.70M | USD 761.94M | USD 1.16B |
| FY2022 | USD 49.77M | USD 125.42M | USD 159.27M | n/a | 3.83 | USD 107.23M | USD 176.81M | USD 1.05B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.72B | 12.9 | 2.7% | 1.44 |
| 2025 | 2025-12-31 | USD 1.53B | 12.8 | 2.9% | 1.38 |
| 2024 | 2024-12-31 | USD 1.44B | 12.6 | 3.0% | 1.32 |
| 2023 | 2023-12-29 | USD 1.43B | 11.2 | 2.8% | 1.2 |
| 2022 | 2022-12-30 | USD 1.70B | 13.9 | 2.2% | 1.1 |
| 2021 | 2021-12-31 | USD 1.28B | 10.9 | 2.3% | 1 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.44 USD, yield 2.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.38 USD |
| FY2024 | 1.32 USD |
| FY2023 | 1.2 USD |
| FY2022 | 1.1 USD |
About Trico Bancshares
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts. It also offers small business loans; real estate mortgage loans, such as residential and commercial loans;
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Trico Bancshares overvalued or undervalued?
Bullrun's valuation model currently marks Trico Bancshares as 20.5% undervalued.
What is Trico Bancshares's market cap?
Trico Bancshares's market capitalization is USD 1.72B.
What is Trico Bancshares's P/E ratio?
Trico Bancshares's price-to-earnings (P/E) ratio is 12.9.
Does Trico Bancshares pay a dividend?
Trico Bancshares has a dividend yield of 2.7%.
What does Trico Bancshares do?
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts.