Tompkins Financial Corp
Research Tompkins Financial Corp (TMP) on Bullrun: valuation model: 42.7% undervalued, market cap USD 1.40B, P/E 8.0, dividend yield 2.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerTMP
- ExchangeNYSE MKT
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal42.7% undervalued
- Market capUSD 1.40B
- P/E8.0
- Dividend yield2.8%
- Financial periodQ2 2026
- RevenueUSD 87.12M
- Net incomeUSD 29.30M
- Free cash flow-USD 17.12M
Valuation Snapshot
Bullrun's latest valuation model marks Tompkins Financial Corp as 42.7% undervalued; latest market cap is USD 1.40B; P/E is 8.0; dividend yield is 2.8%.
Peer valuation comparison
Latest P/E is 8x versus a Financial Services sector median of 13.84x (42.2% below).
Latest dividend yield is 2.76% versus a Financial Services sector median of 3.86% (28.4% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 75.74M | USD 161.10M | USD 31.95M | n/a | 11.24 | USD 132.82M | USD 564.45M | USD 938.38M |
| FY2024 | USD 79.33M | USD 70.85M | USD 88.76M | n/a | 4.97 | USD 134.40M | USD 790.25M | USD 713.44M |
| FY2023 | USD 75.03M | USD 9.51M | USD 82.24M | n/a | 0.66 | USD 79.54M | USD 602.10M | USD 668.52M |
| FY2022 | USD 73.97M | USD 85.03M | USD 95.17M | n/a | 5.89 | USD 77.84M | USD 295.60M | USD 615.98M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.40B | 8.0 | 2.8% | 2.69 |
| 2025 | 2025-12-31 | USD 1.04B | 6.5 | 3.5% | 2.51 |
| 2024 | 2024-12-31 | USD 972.44M | 13.7 | 3.6% | 2.44 |
| 2023 | 2023-12-29 | USD 856.60M | 64.1 | 4.0% | 2.4 |
| 2022 | 2022-12-30 | USD 1.12B | 13.2 | 3.0% | 2.31 |
| 2021 | 2021-12-31 | USD 1.22B | 13.8 | 2.6% | 2.19 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 2.69 USD, yield 2.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 3.13 USD |
| FY2024 | 2.44 USD |
| FY2023 | 2.4 USD |
| FY2022 | 2.31 USD |
About Tompkins Financial Corp
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Tompkins Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Tompkins Financial Corp as 42.7% undervalued.
What is Tompkins Financial Corp's market cap?
Tompkins Financial Corp's market capitalization is USD 1.40B.
What is Tompkins Financial Corp's P/E ratio?
Tompkins Financial Corp's price-to-earnings (P/E) ratio is 8.0.
Does Tompkins Financial Corp pay a dividend?
Tompkins Financial Corp has a dividend yield of 2.8%.
What does Tompkins Financial Corp do?
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products.