Union Bankshares Inc
Research Union Bankshares Inc (UNB) on Bullrun: valuation model: 10.7% undervalued, market cap USD 117.51M, P/E 9.2, dividend yield 6.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerUNB
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal10.7% undervalued
- Market capUSD 117.51M
- P/E9.2
- Dividend yield6.1%
- Financial periodQ2 2026
- RevenueUSD 14.52M
- Net incomeUSD 2.92M
- Free cash flowUSD 5.99M
Valuation Snapshot
Bullrun's latest valuation model marks Union Bankshares Inc as 10.7% undervalued; latest market cap is USD 117.51M; P/E is 9.2; dividend yield is 6.1%.
Peer valuation comparison
Latest P/E is 9.16x versus a Financial Services sector median of 13.84x (33.8% below).
Latest dividend yield is 6.1% versus a Financial Services sector median of 3.86% (58.2% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 53.51M | USD 11.10M | USD 15.97M | n/a | 2.41 | USD 12.30M | USD 302.79M | USD 80.86M |
| FY2024 | USD 47.50M | USD 8.80M | USD 11.08M | n/a | 1.92 | USD 15.84M | USD 275.97M | USD 66.48M |
| FY2023 | USD 46.18M | USD 11.30M | USD 7.25M | n/a | 2.48 | USD 77.67M | USD 81.94M | USD 65.81M |
| FY2022 | n/a | USD 12.62M | USD 28.37M | n/a | 2.79 | USD 37.89M | USD 16.19M | USD 55.22M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 117.51M | 9.2 | 6.1% | 1.44 |
| 2025 | 2025-12-31 | USD 109.47M | 9.8 | 6.1% | 1.44 |
| 2024 | 2024-12-31 | USD 131.19M | 15.0 | 5.0% | 1.44 |
| 2023 | 2023-12-29 | USD 138.15M | 11.9 | 4.7% | 1.44 |
| 2022 | 2022-12-30 | USD 108.00M | 8.6 | 5.8% | 1.4 |
| 2021 | 2021-12-31 | USD 134.05M | 10.2 | 4.4% | 1.32 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.44 USD, yield 6.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.44 USD |
| FY2024 | 1.44 USD |
| FY2023 | 1.44 USD |
| FY2022 | 1.4 USD |
About Union Bankshares Inc
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans;
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Union Bankshares Inc overvalued or undervalued?
Bullrun's valuation model currently marks Union Bankshares Inc as 10.7% undervalued.
What is Union Bankshares Inc's market cap?
Union Bankshares Inc's market capitalization is USD 117.51M.
What is Union Bankshares Inc's P/E ratio?
Union Bankshares Inc's price-to-earnings (P/E) ratio is 9.2.
Does Union Bankshares Inc pay a dividend?
Union Bankshares Inc has a dividend yield of 6.1%.
What does Union Bankshares Inc do?
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit.