U.S. Bancorp.
Research U.S. Bancorp. (USB) on Bullrun: valuation model: 3.6% overvalued, market cap USD 88.92B, P/E 11.4, dividend yield 3.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerUSB
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal3.6% overvalued
- Market capUSD 88.92B
- P/E11.4
- Dividend yield3.7%
- Financial periodQ2 2026
- RevenueUSD 7.69B
- Net incomeUSD 2.18B
- Free cash flowUSD 4.82B
Valuation Snapshot
Bullrun's latest valuation model marks U.S. Bancorp. as 3.6% overvalued; latest market cap is USD 88.92B; P/E is 11.4; dividend yield is 3.7%.
Peer valuation comparison
Latest P/E is 11.39x versus a Financial Services sector median of 13.39x (15.0% below).
Latest dividend yield is 3.66% versus a Financial Services sector median of 3.67%.
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 28.66B | USD 7.57B | USD 7.97B | n/a | 4.62 | USD 46.89B | USD 17.16B | USD 65.19B |
| FY2024 | USD 27.46B | USD 6.30B | USD 11.35B | n/a | 3.79 | USD 56.50B | USD 15.52B | USD 58.58B |
| FY2023 | USD 28.14B | USD 5.43B | USD 8.39B | n/a | 3.27 | USD 61.19B | USD 15.28B | USD 55.31B |
| FY2022 | USD 24.30B | USD 5.83B | USD 21.12B | n/a | 3.69 | USD 53.54B | USD 71.05B | USD 50.77B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-09 | USD 88.92B | 11.4 | 3.7% | 2.1 |
| 2025 | 2025-12-31 | USD 83.00B | 11.5 | 3.8% | 2.04 |
| 2024 | 2024-12-31 | USD 74.61B | 12.6 | 4.1% | 1.98 |
| 2023 | 2023-12-29 | USD 67.39B | 12.9 | 4.5% | 1.93 |
| 2022 | 2022-12-30 | USD 66.73B | 10.4 | 4.3% | 1.88 |
| 2021 | 2021-12-31 | USD 83.33B | 11.0 | 3.1% | 1.76 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 2.1 USD, yield 3.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 2.04 USD |
| FY2024 | 1.98 USD |
| FY2023 | 1.93 USD |
| FY2022 | 1.88 USD |
About U.S. Bancorp.
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts;
ETFs that hold U.S. Bancorp.
U.S. Bancorp. is one of the ten largest holdings of 10 ETFs that investors in Europe can buy. The 8 most traded of them:
| ETF | Weight | TER |
|---|---|---|
| iShares S&P U.S. Banks ETF | 7.01% | 0.35% |
| VanEck Morningstar Global Wide Moat UCITS ETF A USD | 2.22% | 0.52% |
| First Trust US Equity Income UCITS ETF Class B | 3.08% | 0.55% |
| Xtrackers MSCI USA Banks UCITS ETF 1D | 5.09% | 0.12% |
| First Trust US Equity Income UCITS ETF Class A | 3.08% | 0.55% |
| First Trust Global Equity Income UCITS ETF Class A USD | 1.73% | 0.60% |
| iShares S&P U.S. Banks UCITS ETF EUR Hedged Acc | 7.01% | 0.40% |
| Franklin Templeton ICAV Franklin US Income Equity Focus UCITS ETF$Dis | 1.96% | 0.35% |
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Frequently asked questions
Is U.S. Bancorp. overvalued or undervalued?
Bullrun's valuation model currently marks U.S. Bancorp. as 3.6% overvalued.
What is U.S. Bancorp.'s market cap?
U.S. Bancorp.'s market capitalization is USD 88.92B.
What is U.S. Bancorp.'s P/E ratio?
U.S. Bancorp.'s price-to-earnings (P/E) ratio is 11.4.
Does U.S. Bancorp. pay a dividend?
U.S. Bancorp. has a dividend yield of 3.7%.
What does U.S. Bancorp. do?
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.