USCB Financial Holdings Inc - Class A
Research USCB Financial Holdings Inc - Class A (USCB) on Bullrun: valuation model: 17.1% overvalued, market cap USD 409.48M, P/E 14.7, dividend yield 2.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerUSCB
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal17.1% overvalued
- Market capUSD 409.48M
- P/E14.7
- Dividend yield2.1%
- Financial periodQ2 2026
- RevenueUSD 27.95M
- Net incomeUSD 9.08M
- Free cash flowUSD 24.21M
Valuation Snapshot
Bullrun's latest valuation model marks USCB Financial Holdings Inc - Class A as 17.1% overvalued; latest market cap is USD 409.48M; P/E is 14.7; dividend yield is 2.1%.
Peer valuation comparison
Latest P/E is 14.72x versus a Financial Services sector median of 13.84x (6.4% above).
Latest dividend yield is 2.13% versus a Financial Services sector median of 3.86% (44.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 90.22M | USD 26.10M | USD 42.50M | n/a | 1.33 | USD 38.48M | USD 203.07M | USD 217.18M |
| FY2024 | USD 82.68M | USD 24.67M | USD 34.52M | n/a | 1.24 | USD 77.04M | USD 171.45M | USD 215.39M |
| FY2023 | n/a | USD 16.55M | USD 22.38M | n/a | 1.53 | USD 41.06M | USD 194.42M | USD 191.97M |
| FY2022 | n/a | USD 20.14M | USD 28.86M | n/a | n/a | USD 54.17M | USD 39.48M | USD 182.43M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 409.48M | 14.7 | 2.1% | 0.48 |
| 2025 | 2025-12-31 | USD 334.10M | 14.2 | 2.2% | 0.4 |
| 2024 | 2024-12-31 | USD 353.66M | 14.3 | 1.1% | 0.2 |
| 2023 | 2023-12-29 | USD 239.39M | 13.3 | n/a | n/a |
| 2022 | 2022-12-30 | USD 244.01M | 11.3 | n/a | n/a |
| 2021 | 2021-12-31 | USD 280.09M | n/a | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.48 USD, yield 2.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.4 USD |
| FY2024 | 0.2 USD |
About USCB Financial Holdings Inc - Class A
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services;
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Frequently asked questions
Is USCB Financial Holdings Inc - Class A overvalued or undervalued?
Bullrun's valuation model currently marks USCB Financial Holdings Inc - Class A as 17.1% overvalued.
What is USCB Financial Holdings Inc - Class A's market cap?
USCB Financial Holdings Inc - Class A's market capitalization is USD 409.48M.
What is USCB Financial Holdings Inc - Class A's P/E ratio?
USCB Financial Holdings Inc - Class A's price-to-earnings (P/E) ratio is 14.7.
Does USCB Financial Holdings Inc - Class A pay a dividend?
USCB Financial Holdings Inc - Class A has a dividend yield of 2.1%.
What does USCB Financial Holdings Inc - Class A do?
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries.