Univest Financial Corp
Research Univest Financial Corp (UVSP) on Bullrun: valuation model: 1.4% overvalued, market cap USD 1.15B, P/E 12.0, dividend yield 2.2%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerUVSP
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.4% overvalued
- Market capUSD 1.15B
- P/E12.0
- Dividend yield2.2%
- Financial periodQ1 2026
- RevenueUSD 87.45M
- Net incomeUSD 27.09M
- Free cash flowUSD 21.56M
Valuation Snapshot
Bullrun's latest valuation model marks Univest Financial Corp as 1.4% overvalued; latest market cap is USD 1.15B; P/E is 12.0; dividend yield is 2.2%.
Peer valuation comparison
Latest P/E is 12.02x versus a Financial Services sector median of 13.84x (13.1% below).
Latest dividend yield is 2.16% versus a Financial Services sector median of 3.86% (44.0% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 328.06M | USD 90.76M | USD 96.93M | n/a | 3.13 | USD 553.71M | USD 24.41M | USD 943.32M |
| FY2024 | USD 299.23M | USD 75.93M | USD 72.00M | n/a | 2.58 | USD 328.84M | USD 11.18M | USD 887.30M |
| FY2023 | USD 296.82M | USD 71.10M | USD 83.02M | n/a | 2.41 | USD 249.80M | USD 6.31M | USD 839.21M |
| FY2022 | USD 296.18M | USD 78.12M | USD 104.23M | n/a | 2.64 | USD 152.80M | USD 197.14M | USD 776.50M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.15B | 12.0 | 2.2% | 0.9 |
| 2025 | 2025-12-31 | USD 921.86M | 10.5 | 2.7% | 0.87 |
| 2024 | 2024-12-31 | USD 857.14M | 11.4 | 2.8% | 0.84 |
| 2023 | 2023-12-29 | USD 650.06M | 8.3 | 3.8% | 0.84 |
| 2022 | 2022-12-30 | USD 764.11M | 10.8 | 3.2% | 0.83 |
| 2021 | 2021-12-31 | USD 882.65M | 9.6 | 2.7% | 0.8 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.9 USD, yield 2.2%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.87 USD |
| FY2024 | 0.84 USD |
| FY2023 | 0.84 USD |
| FY2022 | 0.83 USD |
About Univest Financial Corp
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing.
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Frequently asked questions
Is Univest Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Univest Financial Corp as 1.4% overvalued.
What is Univest Financial Corp's market cap?
Univest Financial Corp's market capitalization is USD 1.15B.
What is Univest Financial Corp's P/E ratio?
Univest Financial Corp's price-to-earnings (P/E) ratio is 12.0.
Does Univest Financial Corp pay a dividend?
Univest Financial Corp has a dividend yield of 2.2%.
What does Univest Financial Corp do?
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing.