Virginia National Bankshares Corp
Research Virginia National Bankshares Corp (VABK) on Bullrun: valuation model: 5.6% undervalued, market cap USD 254.78M, P/E 10.3, dividend yield 3.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerVABK
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal5.6% undervalued
- Market capUSD 254.78M
- P/E10.3
- Dividend yield3.1%
- Financial periodQ1 2026
- RevenueUSD 14.40M
- Net incomeUSD 5.26M
- Free cash flowUSD 25.96M
Valuation Snapshot
Bullrun's latest valuation model marks Virginia National Bankshares Corp as 5.6% undervalued; latest market cap is USD 254.78M; P/E is 10.3; dividend yield is 3.1%.
Peer valuation comparison
Latest P/E is 10.3x versus a Financial Services sector median of 13.84x (25.5% below).
Latest dividend yield is 3.11% versus a Financial Services sector median of 3.86% (19.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 57.61M | USD 19.26M | USD 20.75M | n/a | 3.55 | USD 16.35M | USD 20.00M | USD 184.16M |
| FY2024 | USD 53.06M | USD 16.97M | USD 14.56M | n/a | 3.15 | USD 17.10M | USD 20.00M | USD 160.30M |
| FY2023 | n/a | USD 19.26M | USD 12.73M | n/a | 3.58 | USD 28.39M | USD 66.50M | USD 153.04M |
| FY2022 | n/a | USD 23.44M | USD 22.14M | n/a | 4.38 | USD 162.85M | USD 10.32M | USD 133.42M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 254.78M | 10.3 | 3.1% | 1.44 |
| 2025 | 2025-12-31 | USD 214.92M | 11.2 | 3.5% | 1.41 |
| 2024 | 2024-12-31 | USD 205.17M | 12.1 | 3.5% | 1.32 |
| 2023 | 2023-12-29 | USD 184.48M | 8.0 | 3.8% | 1.32 |
| 2022 | 2022-12-30 | USD 195.30M | 9.1 | 3.3% | 1.2 |
| 2021 | 2021-12-31 | USD 201.08M | 17.7 | 3.2% | 1.2 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.44 USD, yield 3.1%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.41 USD |
| FY2024 | 1.32 USD |
| FY2023 | 1.32 USD |
| FY2022 | 1.2 USD |
About Virginia National Bankshares Corp
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services. The company provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services.
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Frequently asked questions
Is Virginia National Bankshares Corp overvalued or undervalued?
Bullrun's valuation model currently marks Virginia National Bankshares Corp as 5.6% undervalued.
What is Virginia National Bankshares Corp's market cap?
Virginia National Bankshares Corp's market capitalization is USD 254.78M.
What is Virginia National Bankshares Corp's P/E ratio?
Virginia National Bankshares Corp's price-to-earnings (P/E) ratio is 10.3.
Does Virginia National Bankshares Corp pay a dividend?
Virginia National Bankshares Corp has a dividend yield of 3.1%.
What does Virginia National Bankshares Corp do?
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services. The company provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services.