Wintrust Financial Corp
Research Wintrust Financial Corp (WTFC) on Bullrun: valuation model: 1.8% overvalued, market cap USD 9.59B, P/E 11.5, dividend yield 1.5%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerWTFC
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.8% overvalued
- Market capUSD 9.59B
- P/E11.5
- Dividend yield1.5%
- Financial periodQ2 2026
- RevenueUSD 738.64M
- Net incomeUSD 233.69M
- Free cash flowUSD 237.86M
Valuation Snapshot
Bullrun's latest valuation model marks Wintrust Financial Corp as 1.8% overvalued; latest market cap is USD 9.59B; P/E is 11.5; dividend yield is 1.5%.
Peer valuation comparison
Latest P/E is 11.51x versus a Financial Services sector median of 13.39x (14.1% below).
Latest dividend yield is 1.49% versus a Financial Services sector median of 3.67% (59.4% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 265.64M | USD 824.00M | USD 860.40M | n/a | 11.4 | USD 467.94M | USD 4.48B | USD 7.26B |
| FY2024 | USD 250.74M | USD 695.00M | USD 635.53M | n/a | 10.31 | USD 458.54M | USD 0 | USD 6.34B |
| FY2023 | USD 220.44M | USD 623.00M | USD 697.97M | n/a | 9.58 | USD 423.46M | USD 13.43M | USD 5.40B |
| FY2022 | USD 217.72M | USD 510.00M | USD 1.32B | n/a | 8.02 | USD 490.97M | USD 17.61M | USD 4.80B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-09 | USD 9.59B | 11.5 | 1.5% | 2.15 |
| 2025 | 2025-12-31 | USD 9.36B | 12.3 | 1.4% | 2 |
| 2024 | 2024-12-31 | USD 8.29B | 12.1 | 1.4% | 1.8 |
| 2023 | 2023-12-29 | USD 5.68B | 9.3 | 1.7% | 1.6 |
| 2022 | 2022-12-30 | USD 5.14B | 11.5 | 1.6% | 1.36 |
| 2021 | 2021-12-31 | USD 5.18B | 12.0 | 1.4% | 1.24 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 2.15 USD, yield 1.5%.
| Year | Dividends/share |
|---|---|
| FY2025 | 2 USD |
| FY2024 | 1.8 USD |
| FY2023 | 1.6 USD |
| FY2022 | 1.36 USD |
About Wintrust Financial Corp
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities;
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Frequently asked questions
Is Wintrust Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Wintrust Financial Corp as 1.8% overvalued.
What is Wintrust Financial Corp's market cap?
Wintrust Financial Corp's market capitalization is USD 9.59B.
What is Wintrust Financial Corp's P/E ratio?
Wintrust Financial Corp's price-to-earnings (P/E) ratio is 11.5.
Does Wintrust Financial Corp pay a dividend?
Wintrust Financial Corp has a dividend yield of 1.5%.
What does Wintrust Financial Corp do?
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services.