PEPPER MONEY LTD.
Research PEPPER MONEY LTD. (X95) on Bullrun: market cap EUR 433.53M, P/E 6.9, dividend yield 8.4%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerX95
- ExchangeF
- CountryAustralia
- SectorFinancial Services
- IndustryCredit Services
- CurrencyEUR
- Market capEUR 433.53M
- P/E6.9
- Dividend yield8.4%
- Financial periodFY2025
- RevenueAUD 400.10M
- Revenue growth-0.7%
- Net incomeAUD 104.60M
- Free cash flow-AUD 720.50M
Valuation Snapshot
latest market cap is EUR 433.53M; P/E is 6.9; dividend yield is 8.4%.
Peer valuation comparison
Latest P/E is 6.89x versus a Financial Services sector median of 13.84x (50.2% below).
Latest dividend yield is 8.43% versus a Financial Services sector median of 3.86% (118.7% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | AUD 400.10M | AUD 104.60M | -AUD 720.50M | n/a | n/a | AUD 1.27B | AUD 17.37B | AUD 869.90M |
| FY2024 | AUD 403.10M | AUD 98.80M | AUD 2.59B | n/a | 0.21 | AUD 1.23B | AUD 16.47B | AUD 855.60M |
| FY2023 | AUD 387.30M | AUD 110.70M | AUD 91.20M | n/a | 0.25 | AUD 1.53B | AUD 19.26B | AUD 825.40M |
| FY2022 | AUD 427.80M | AUD 141.00M | -AUD 2.31B | n/a | 0.31 | AUD 1.24B | AUD 18.98B | AUD 801.90M |
| FY2021 | n/a | n/a | n/a | n/a | 0.86 | n/a | n/a | n/a |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-10 | EUR 433.53M | 6.9 | 8.6% | 0.08 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.08 EUR, yield 8.4%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.16 AUD |
| FY2024 | 0.06 AUD |
| FY2023 | 0.05 AUD |
| FY2022 | 0.09 AUD |
About PEPPER MONEY LTD.
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers.
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Frequently asked questions
What is PEPPER MONEY LTD.'s market cap?
PEPPER MONEY LTD.'s market capitalization is EUR 433.53M.
What is PEPPER MONEY LTD.'s P/E ratio?
PEPPER MONEY LTD.'s price-to-earnings (P/E) ratio is 6.9.
Does PEPPER MONEY LTD. pay a dividend?
PEPPER MONEY LTD. has a dividend yield of 8.4%.
What does PEPPER MONEY LTD. do?
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mortgages, and asset finance and personal loans.