Mercury General Corp
Research Mercury General Corp (MCY) on Bullrun: valuation model: 36.7% undervalued, market cap USD 5.79B, P/E 6.2, dividend yield 1.2%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerMCY
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal36.7% undervalued
- Market capUSD 5.79B
- P/E6.2
- Dividend yield1.2%
- Financial periodQ2 2026
- RevenueUSD 1.68B
- Net incomeUSD 263.50M
- Free cash flowUSD 201.57M
Valuation Snapshot
Bullrun's latest valuation model marks Mercury General Corp as 36.7% undervalued; latest market cap is USD 5.79B; P/E is 6.2; dividend yield is 1.2%.
Peer valuation comparison
Latest P/E is 6.18x versus a Financial Services sector median of 13.84x (55.4% below).
Latest dividend yield is 1.24% versus a Financial Services sector median of 3.86% (67.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 5.99B | USD 541.09M | USD 1.03B | 99.7% | 9.77 | USD 1.32B | USD 575.00M | USD 2.42B |
| FY2024 | USD 5.48B | USD 467.95M | USD 990.98M | 99.8% | 8.45 | USD 720.26M | USD 575.00M | USD 1.95B |
| FY2023 | USD 4.63B | USD 96.34M | USD 416.19M | 99.8% | 1.74 | USD 550.90M | USD 575.00M | USD 1.55B |
| FY2022 | USD 3.64B | -USD 512.67M | USD 317.08M | 99.7% | -9.26 | USD 289.78M | USD 400.00M | USD 1.52B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 5.79B | 6.2 | 1.2% | 1.27 |
| 2025 | 2025-12-31 | USD 5.21B | 9.6 | 1.4% | 1.28 |
| 2024 | 2024-12-31 | USD 3.68B | 7.9 | 1.9% | 1.28 |
| 2023 | 2023-12-29 | USD 2.07B | n/a | 3.4% | 1.28 |
| 2022 | 2022-12-30 | USD 1.89B | n/a | 5.6% | 1.92 |
| 2021 | 2021-12-31 | USD 2.94B | 11.8 | 4.8% | 2.53 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.27 USD, yield 1.2%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.27 USD |
| FY2024 | 1.27 USD |
| FY2023 | 1.27 USD |
| FY2022 | 1.91 USD |
About Mercury General Corp
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards;
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Frequently asked questions
Is Mercury General Corp overvalued or undervalued?
Bullrun's valuation model currently marks Mercury General Corp as 36.7% undervalued.
What is Mercury General Corp's market cap?
Mercury General Corp's market capitalization is USD 5.79B.
What is Mercury General Corp's P/E ratio?
Mercury General Corp's price-to-earnings (P/E) ratio is 6.2.
Does Mercury General Corp pay a dividend?
Mercury General Corp has a dividend yield of 1.2%.
What does Mercury General Corp do?
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages.