Root Inc - Class A
Research Root Inc - Class A (ROOT) on Bullrun: valuation model: 19.6% undervalued, market cap USD 749.27M, P/E 14.4. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerROOT
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal19.6% undervalued
- Market capUSD 749.27M
- P/E14.4
- Financial periodQ2 2026
- RevenueUSD 389.20M
- Net incomeUSD 25.40M
- Free cash flowUSD 53.80M
Valuation Snapshot
Bullrun's latest valuation model marks Root Inc - Class A as 19.6% undervalued; latest market cap is USD 749.27M; P/E is 14.4.
Peer valuation comparison
Latest P/E is 14.42x versus a Financial Services sector median of 13.41x (7.5% above).
Latest P/E is 14.42x versus a United States median of 23.75x (39.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 1.52B | USD 40.00M | USD 206.50M | n/a | 2.36 | USD 669.30M | USD 200.30M | USD 284.30M |
| FY2024 | USD 1.18B | USD 31.00M | USD 195.30M | n/a | 1.83 | USD 599.30M | USD 200.10M | USD 203.70M |
| FY2023 | USD 455.00M | -USD 147.00M | -USD 33.80M | n/a | -10.24 | USD 678.70M | USD 299.00M | USD 165.70M |
| FY2022 | USD 310.80M | -USD 298.00M | -USD 210.60M | n/a | -21.11 | USD 762.10M | USD 295.40M | USD 277.10M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 749.27M | 14.4 | n/a | n/a |
| 2025 | 2025-12-31 | USD 1.12B | 33.0 | n/a | n/a |
| 2024 | 2024-12-31 | USD 1.10B | 46.2 | n/a | n/a |
| 2023 | 2023-12-29 | USD 153.01M | n/a | n/a | n/a |
| 2022 | 2022-12-30 | USD 63.31M | n/a | n/a | n/a |
| 2021 | 2021-12-31 | USD 783.68M | n/a | n/a | n/a |
About Root Inc - Class A
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.
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Frequently asked questions
Is Root Inc - Class A overvalued or undervalued?
Bullrun's valuation model currently marks Root Inc - Class A as 19.6% undervalued.
What is Root Inc - Class A's market cap?
Root Inc - Class A's market capitalization is USD 749.27M.
What is Root Inc - Class A's P/E ratio?
Root Inc - Class A's price-to-earnings (P/E) ratio is 14.4.
What does Root Inc - Class A do?
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.