United Fire Group Inc
Research United Fire Group Inc (UFCS) on Bullrun: valuation model: 8.7% undervalued, market cap USD 1.38B, P/E 9.9, dividend yield 0.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerUFCS
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal8.7% undervalued
- Market capUSD 1.38B
- P/E9.9
- Dividend yield0.7%
- Financial periodQ2 2026
- RevenueUSD 383.72M
- Net incomeUSD 33.37M
- Free cash flowUSD 33.73M
Valuation Snapshot
Bullrun's latest valuation model marks United Fire Group Inc as 8.7% undervalued; latest market cap is USD 1.38B; P/E is 9.9; dividend yield is 0.7%.
Peer valuation comparison
Latest P/E is 9.86x versus a Financial Services sector median of 13.84x (28.8% below).
Latest dividend yield is 0.67% versus a Financial Services sector median of 3.86% (82.6% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 1.39B | USD 118.19M | USD 263.30M | n/a | 4.48 | USD 156.33M | USD 146.20M | USD 941.17M |
| FY2024 | USD 1.25B | USD 31.44M | USD 328.50M | n/a | 2.39 | USD 200.95M | USD 117.06M | USD 781.53M |
| FY2023 | USD 1.10B | -USD 29.69M | USD 160.85M | n/a | -1.18 | USD 102.05M | USD 50.00M | USD 733.75M |
| FY2022 | USD 980.29M | USD 15.03M | n/a | n/a | 0.59 | USD 96.65M | USD 50.00M | USD 740.11M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.38B | 9.9 | 1.0% | 0.52 |
| 2025 | 2025-12-31 | USD 927.73M | 8.0 | 1.8% | 0.64 |
| 2024 | 2024-12-31 | USD 722.01M | 11.9 | 2.2% | 0.64 |
| 2023 | 2023-12-29 | USD 508.34M | n/a | 3.2% | 0.64 |
| 2022 | 2022-12-30 | USD 689.40M | 13.2 | 2.3% | 0.63 |
| 2021 | 2021-12-31 | USD 581.65M | 7.3 | 2.6% | 0.6 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.52 USD, yield 0.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.64 USD |
| FY2024 | 0.64 USD |
| FY2023 | 0.64 USD |
| FY2022 | 0.63 USD |
About United Fire Group Inc
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.
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Frequently asked questions
Is United Fire Group Inc overvalued or undervalued?
Bullrun's valuation model currently marks United Fire Group Inc as 8.7% undervalued.
What is United Fire Group Inc's market cap?
United Fire Group Inc's market capitalization is USD 1.38B.
What is United Fire Group Inc's P/E ratio?
United Fire Group Inc's price-to-earnings (P/E) ratio is 9.9.
Does United Fire Group Inc pay a dividend?
United Fire Group Inc has a dividend yield of 0.7%.
What does United Fire Group Inc do?
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.