Universal Insurance Holdings Inc
Research Universal Insurance Holdings Inc (UVE) on Bullrun: valuation model: 27.6% undervalued, market cap USD 1.20B, P/E 5.7, dividend yield 1.8%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerUVE
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Property & Casualty
- CurrencyUSD
- Valuation signal27.6% undervalued
- Market capUSD 1.20B
- P/E5.7
- Dividend yield1.8%
- Financial periodQ2 2026
- RevenueUSD 427.03M
- Net incomeUSD 59.19M
- Free cash flowUSD 100.18M
Valuation Snapshot
Bullrun's latest valuation model marks Universal Insurance Holdings Inc as 27.6% undervalued; latest market cap is USD 1.20B; P/E is 5.7; dividend yield is 1.8%.
Peer valuation comparison
Latest P/E is 5.71x versus a Financial Services sector median of 13.84x (58.8% below).
Latest dividend yield is 1.78% versus a Financial Services sector median of 3.86% (53.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 1.60B | USD 182.95M | USD 377.06M | n/a | 6.32 | USD 408.87M | USD 100.48M | USD 551.04M |
| FY2024 | USD 1.52B | USD 58.93M | USD 129.99M | n/a | 2.01 | USD 259.44M | USD 101.24M | USD 373.25M |
| FY2023 | USD 1.39B | USD 66.82M | USD 66.95M | n/a | 2.22 | USD 397.31M | USD 102.01M | USD 341.30M |
| FY2022 | USD 1.22B | -USD 22.26M | USD 319.62M | n/a | -0.72 | USD 388.71M | USD 102.77M | USD 287.90M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 1.20B | 5.7 | 1.8% | 0.77 |
| 2025 | 2025-12-31 | USD 946.67M | 5.4 | 2.3% | 0.77 |
| 2024 | 2024-12-31 | USD 591.70M | 10.6 | 3.7% | 0.77 |
| 2023 | 2023-12-29 | USD 466.39M | 6.8 | 4.8% | 0.77 |
| 2022 | 2022-12-30 | USD 323.13M | n/a | 7.3% | 0.77 |
| 2021 | 2021-12-31 | USD 530.76M | 26.2 | 4.5% | 0.77 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.77 USD, yield 1.8%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.77 USD |
| FY2024 | 0.77 USD |
| FY2023 | 0.77 USD |
| FY2022 | 0.77 USD |
About Universal Insurance Holdings Inc
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
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Frequently asked questions
Is Universal Insurance Holdings Inc overvalued or undervalued?
Bullrun's valuation model currently marks Universal Insurance Holdings Inc as 27.6% undervalued.
What is Universal Insurance Holdings Inc's market cap?
Universal Insurance Holdings Inc's market capitalization is USD 1.20B.
What is Universal Insurance Holdings Inc's P/E ratio?
Universal Insurance Holdings Inc's price-to-earnings (P/E) ratio is 5.7.
Does Universal Insurance Holdings Inc pay a dividend?
Universal Insurance Holdings Inc has a dividend yield of 1.8%.
What does Universal Insurance Holdings Inc do?
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.